BanksMETAMORA STATE BANK, THE

METAMORA STATE BANK, THE

METAMORA, OHSmallEst. May 25, 1944, midnightFDIC #16167RSSD #533227FED
Latest · 2025-12-31

METAMORA STATE BANK, THE is an FDIC-insured commercial bank headquartered in METAMORA, OH, established in May 25, 1944, midnight. As of 2025-12-31, the bank reported total assets of $101M and total deposits of $89M. Profitability stands at 0.51% ROA and 6.11% ROE, with a net interest margin of 4.48%. CET1 capital ratio: 12.76%, well above regulatory minimums. NPL ratio: 0.06% · Texas Ratio: 0.47%. Operates 3 domestic branches.

Assets
$101M
Deposits
$89M
Loans
$72M
Equity
$8M

Profitability

Return on Assets (ROA)0.51%
Return on Equity (ROE)6.11%
Net Interest Margin4.48%
Yield on Assets5.48%
Cost of Funds1.02%

Asset Quality

NPL Ratio0.06%
Net Charge-Off Ratio0.00%
Texas Ratio0.47%
NPA Ratio0.04%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio12.76%
Tier 1 Capital12.76%
Total Capital Ratio14.01%
Leverage Ratio9.09%
Loan-to-Deposit80.77%

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