BanksFIRST BANK OF BOAZ

FIRST BANK OF BOAZ

BOAZ, ALSmallEst. Jan. 1, 1906, midnightFDIC #2784RSSD #533535FDIC
Latest · 2025-12-31

FIRST BANK OF BOAZ is an FDIC-insured commercial bank headquartered in BOAZ, AL, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $238M and total deposits of $204M. Profitability stands at 0.95% ROA and 7.96% ROE, with a net interest margin of 2.76%. CET1 capital ratio: 12.41%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$238M
Deposits
$204M
Loans
$69M
Equity
$30M

Profitability

Return on Assets (ROA)0.95%
Return on Equity (ROE)7.96%
Net Interest Margin2.76%
Yield on Assets4.55%
Cost of Funds1.88%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.48%

Capital & Liquidity

CET1 Ratio12.41%
Tier 1 Capital12.41%
Total Capital Ratio13.03%
Leverage Ratio19.88%
Loan-to-Deposit33.94%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required