METROPOLITAN BANK is an FDIC-insured commercial bank headquartered in OAKLAND, CA, established in Sept. 1, 1983, midnight. As of 2025-12-31, the bank reported total assets of $234M and total deposits of $196M. Profitability stands at 0.72% ROA and 5.75% ROE, with a net interest margin of 4.18%. CET1 capital ratio: 12.77%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 10.57%. Operates 4 domestic branches.
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