EXCHANGE STATE BANK is an FDIC-insured commercial bank headquartered in SAINT PAUL, KS, established in Sept. 26, 1914, midnight. As of 2025-12-31, the bank reported total assets of $104M and total deposits of $88M. Profitability stands at 1.39% ROA and 12.77% ROE, with a net interest margin of 4.41%. CET1 capital ratio: 11.05%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.
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