BanksLAFAYETTE STATE BANK

LAFAYETTE STATE BANK

MAYO, FLSmallEst. April 2, 1946, midnightFDIC #16396RSSD #535931FDIC
Latest · 2025-12-31

LAFAYETTE STATE BANK is an FDIC-insured commercial bank headquartered in MAYO, FL, established in April 2, 1946, midnight. As of 2025-12-31, the bank reported total assets of $247M and total deposits of $225M. Profitability stands at 1.11% ROA and 14.91% ROE, with a net interest margin of 5.23%. CET1 capital ratio: 7.81%. NPL ratio: 0.00% · Texas Ratio: 2.23%. Operates 4 domestic branches.

Assets
$247M
Deposits
$225M
Loans
$165M
Equity
$19M

Profitability

Return on Assets (ROA)1.11%
Return on Equity (ROE)14.91%
Net Interest Margin5.23%
Yield on Assets6.55%
Cost of Funds1.33%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.07%
Texas Ratio2.23%
NPA Ratio0.20%
ACL / Loans1.89%

Capital & Liquidity

CET1 Ratio7.81%
Tier 1 Capital7.81%
Total Capital Ratio8.20%
Leverage Ratio9.22%
Loan-to-Deposit73.25%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required