BanksFIRSTIER BANK

FIRSTIER BANK

KIMBALL, NELargeEst. July 15, 1955, midnightFDIC #17478RSSD #536554FDIC
Latest · 2025-12-31

FIRSTIER BANK is an FDIC-insured commercial bank headquartered in KIMBALL, NE, established in July 15, 1955, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $919M. Profitability stands at -0.71% ROA and -6.20% ROE, with a net interest margin of 3.78%. CET1 capital ratio: 12.85%, well above regulatory minimums. NPL ratio: 4.73% · Texas Ratio: 49.62%. Operates 10 domestic branches.

Assets
$1.1B
Deposits
$919M
Loans
$785M
Equity
$121M

Profitability

Return on Assets (ROA)-0.71%
Return on Equity (ROE)-6.20%
Net Interest Margin3.78%
Yield on Assets6.98%
Cost of Funds3.36%

Asset Quality

NPL Ratio4.73%
Net Charge-Off Ratio0.67%
Texas Ratio49.62%
NPA Ratio6.29%
ACL / Loans2.00%

Capital & Liquidity

CET1 Ratio12.85%
Tier 1 Capital12.85%
Total Capital Ratio14.10%
Leverage Ratio11.24%
Loan-to-Deposit85.44%

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