BanksFIRST BUSINESS BANK

FIRST BUSINESS BANK

MADISON, WILargeEst. May 1, 1909, midnightFDIC #15229RSSD #537449FDIC
Latest · 2025-12-31

FIRST BUSINESS BANK is an FDIC-insured commercial bank headquartered in MADISON, WI, established in May 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.4B. Profitability stands at 1.35% ROA and 13.10% ROE, with a net interest margin of 3.82%. CET1 capital ratio: 11.16%, well above regulatory minimums. NPL ratio: 1.29% · Texas Ratio: 9.55%. Operates 4 domestic branches.

Assets
$4.1B
Deposits
$3.4B
Loans
$3.4B
Equity
$423M

Profitability

Return on Assets (ROA)1.35%
Return on Equity (ROE)13.10%
Net Interest Margin3.82%
Yield on Assets6.72%
Cost of Funds3.04%

Asset Quality

NPL Ratio1.29%
Net Charge-Off Ratio0.24%
Texas Ratio9.55%
NPA Ratio1.07%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio11.16%
Tier 1 Capital11.16%
Total Capital Ratio12.16%
Leverage Ratio10.11%
Loan-to-Deposit100.31%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required