BanksLITTLE HORN STATE BANK

LITTLE HORN STATE BANK

HARDIN, MTSmallEst. Jan. 1, 1919, midnightFDIC #11821RSSD #537551FDIC
Latest · 2025-12-31

LITTLE HORN STATE BANK is an FDIC-insured commercial bank headquartered in HARDIN, MT, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $396M and total deposits of $333M. Profitability stands at 1.32% ROA and 13.22% ROE, with a net interest margin of 4.52%. CET1 capital ratio: 11.25%, well above regulatory minimums. NPL ratio: 0.76% · Texas Ratio: 5.79%. Operates 3 domestic branches.

Assets
$396M
Deposits
$333M
Loans
$337M
Equity
$39M

Profitability

Return on Assets (ROA)1.32%
Return on Equity (ROE)13.22%
Net Interest Margin4.52%
Yield on Assets7.69%
Cost of Funds3.27%

Asset Quality

NPL Ratio0.76%
Net Charge-Off Ratio1.20%
Texas Ratio5.79%
NPA Ratio0.65%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio11.25%
Tier 1 Capital11.25%
Total Capital Ratio12.50%
Leverage Ratio10.16%
Loan-to-Deposit101.22%

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