BanksFIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE

FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE

SAINT PARIS, OHMicroEst. Aug. 8, 1880, midnightFDIC #15214RSSD #538222OCC
Latest · 2025-12-31

FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE is an FDIC-insured commercial bank headquartered in SAINT PARIS, OH, established in Aug. 8, 1880, midnight. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $78M. Profitability stands at 0.84% ROA and 4.39% ROE, with a net interest margin of 3.78%. CET1 capital ratio: 29.29%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.07%. Operates 4 domestic branches.

Assets
$98M
Deposits
$78M
Loans
$58M
Equity
$19M

Profitability

Return on Assets (ROA)0.84%
Return on Equity (ROE)4.39%
Net Interest Margin3.78%
Yield on Assets4.82%
Cost of Funds1.20%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio0.00%
Texas Ratio0.07%
NPA Ratio0.01%
ACL / Loans0.84%

Capital & Liquidity

CET1 Ratio29.29%
Tier 1 Capital29.29%
Total Capital Ratio30.08%
Leverage Ratio18.79%
Loan-to-Deposit74.30%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required