PRESIDENTIAL BANK, FSB is an FDIC-insured commercial bank headquartered in BETHESDA, MD, established in April 15, 1985, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $945M. Profitability stands at 0.39% ROA and 4.54% ROE, with a net interest margin of 3.21%. CET1 capital ratio: 12.96%, well above regulatory minimums. NPL ratio: 1.54% · Texas Ratio: 12.34%. Operates 11 domestic branches.
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