FIRST NATIONAL BANK IN PHILIP is an FDIC-insured commercial bank headquartered in PHILIP, SD, established in Dec. 4, 1906, midnight. As of 2025-12-31, the bank reported total assets of $504M and total deposits of $446M. Profitability stands at 1.95% ROA and 17.77% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 15.76%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.
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