BanksINTERAUDI BANK

INTERAUDI BANK

NEW YORK, NYLargeEst. June 14, 1983, midnightFDIC #24516RSSD #538802FDIC
Latest · 2025-12-31

INTERAUDI BANK is an FDIC-insured commercial bank headquartered in NEW YORK, NY, established in June 14, 1983, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.3B. Profitability stands at 1.19% ROA and 11.66% ROE, with a net interest margin of 3.19%. CET1 capital ratio: 19.12%, well above regulatory minimums. NPL ratio: 2.56% · Texas Ratio: 16.60%. Operates 2 domestic branches.

Assets
$2.6B
Deposits
$2.3B
Loans
$1.5B
Equity
$266M

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)11.66%
Net Interest Margin3.19%
Yield on Assets5.54%
Cost of Funds2.45%

Asset Quality

NPL Ratio2.56%
Net Charge-Off Ratio0.05%
Texas Ratio16.60%
NPA Ratio1.74%
ACL / Loans0.64%

Capital & Liquidity

CET1 Ratio19.12%
Tier 1 Capital19.12%
Total Capital Ratio19.90%
Leverage Ratio10.37%
Loan-to-Deposit66.67%

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