BanksDEMOTTE STATE BANK

DEMOTTE STATE BANK

DEMOTTE, INMediumEst. Feb. 2, 1942, midnightFDIC #15883RSSD #539340FED
Latest · 2025-12-31

DEMOTTE STATE BANK is an FDIC-insured commercial bank headquartered in DEMOTTE, IN, established in Feb. 2, 1942, midnight. As of 2025-12-31, the bank reported total assets of $610M and total deposits of $505M. Profitability stands at 0.82% ROA and 9.47% ROE, with a net interest margin of 3.31%. CET1 capital ratio: 8.59%. NPL ratio: 4.11% · Texas Ratio: 20.35%. Operates 10 domestic branches.

Assets
$610M
Deposits
$505M
Loans
$252M
Equity
$52M

Profitability

Return on Assets (ROA)0.82%
Return on Equity (ROE)9.47%
Net Interest Margin3.31%
Yield on Assets4.97%
Cost of Funds1.68%

Asset Quality

NPL Ratio4.11%
Net Charge-Off Ratio0.96%
Texas Ratio20.35%
NPA Ratio1.86%
ACL / Loans1.38%

Capital & Liquidity

CET1 Ratio8.59%
Tier 1 Capital8.59%
Total Capital Ratio9.02%
Leverage Ratio11.79%
Loan-to-Deposit49.91%

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