Banks UNITED BANK

UNITED BANK

SPRINGDALE, AR Small Est. Jan. 1, 1978, midnight FDIC #32025 RSSD #539377 FED
Latest · 2025-12-31

UNITED BANK is an FDIC-insured commercial bank headquartered in SPRINGDALE, AR, established in Jan. 1, 1978, midnight. As of 2025-12-31, the bank reported total assets of $298M and total deposits of $263M. Profitability stands at 1.03% ROA and 10.11% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 12.55%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 0.92%.

Assets
$298M
Deposits
$263M
Loans
$256M
Equity
$31M

Profitability

Return on Assets (ROA)1.03%
Return on Equity (ROE)10.11%
Net Interest Margin4.38%
Yield on Assets7.11%
Cost of Funds2.83%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio-0.03%
Texas Ratio0.92%
NPA Ratio0.11%
ACL / Loans1.52%

Capital & Liquidity

CET1 Ratio12.55%
Tier 1 Capital12.55%
Total Capital Ratio13.80%
Leverage Ratio10.28%
Loan-to-Deposit97.31%

This is just the summary.

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