WRAY STATE BANK is an FDIC-insured commercial bank headquartered in WRAY, CO, established in April 11, 1977, midnight. As of 2025-12-31, the bank reported total assets of $309M and total deposits of $276M. Profitability stands at 1.37% ROA and 13.78% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 9.00%. NPL ratio: 0.57% · Texas Ratio: 3.63%. Operates 3 domestic branches.
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