CARROLL BANK AND TRUST is an FDIC-insured commercial bank headquartered in HUNTINGDON, TN, established in Sept. 9, 1907, midnight. As of 2025-12-31, the bank reported total assets of $649M and total deposits of $595M. Profitability stands at 1.18% ROA and 15.85% ROE, with a net interest margin of 3.94%. CET1 capital ratio: 11.76%, well above regulatory minimums. NPL ratio: 1.00% · Texas Ratio: 9.08%. Operates 9 domestic branches.
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