BanksSOUTH STORY BANK & TRUST

SOUTH STORY BANK & TRUST

SLATER, IAMediumEst. Sept. 1, 1954, midnightFDIC #17348RSSD #542340FDIC
Latest · 2025-12-31

SOUTH STORY BANK & TRUST is an FDIC-insured commercial bank headquartered in SLATER, IA, established in Sept. 1, 1954, midnight. As of 2025-12-31, the bank reported total assets of $611M and total deposits of $472M. Profitability stands at 0.62% ROA and 5.42% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 10.50%, well above regulatory minimums. NPL ratio: 1.14% · Texas Ratio: 9.53%. Operates 5 domestic branches.

Assets
$611M
Deposits
$472M
Loans
$555M
Equity
$71M

Profitability

Return on Assets (ROA)0.62%
Return on Equity (ROE)5.42%
Net Interest Margin3.81%
Yield on Assets6.73%
Cost of Funds3.07%

Asset Quality

NPL Ratio1.14%
Net Charge-Off Ratio0.26%
Texas Ratio9.53%
NPA Ratio1.22%
ACL / Loans1.19%

Capital & Liquidity

CET1 Ratio10.50%
Tier 1 Capital10.50%
Total Capital Ratio11.03%
Leverage Ratio10.47%
Loan-to-Deposit117.66%

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