BanksCORNHUSKER BANK

CORNHUSKER BANK

LINCOLN, NELargeEst. Aug. 24, 1903, midnightFDIC #14264RSSD #544652FED
Latest · 2025-12-31

CORNHUSKER BANK is an FDIC-insured commercial bank headquartered in LINCOLN, NE, established in Aug. 24, 1903, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $865M. Profitability stands at 1.01% ROA and 10.37% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 12.65%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.40%. Operates 10 domestic branches.

Assets
$1.0B
Deposits
$865M
Loans
$830M
Equity
$100M

Profitability

Return on Assets (ROA)1.01%
Return on Equity (ROE)10.37%
Net Interest Margin3.48%
Yield on Assets5.76%
Cost of Funds2.33%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.03%
Texas Ratio0.40%
NPA Ratio0.04%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio12.65%
Tier 1 Capital12.65%
Total Capital Ratio13.90%
Leverage Ratio9.78%
Loan-to-Deposit95.90%

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