BanksSHERWOOD STATE BANK, THE

SHERWOOD STATE BANK, THE

SHERWOOD, OHSmallEst. Jan. 8, 1945, midnightFDIC #16222RSSD #546320FDIC
Latest · 2025-12-31

SHERWOOD STATE BANK, THE is an FDIC-insured commercial bank headquartered in SHERWOOD, OH, established in Jan. 8, 1945, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $87M. Profitability stands at 0.61% ROA and 5.20% ROE, with a net interest margin of 4.45%. CET1 capital ratio: 11.81%, well above regulatory minimums. NPL ratio: 2.37% · Texas Ratio: 14.00%. Operates 4 domestic branches.

Assets
$105M
Deposits
$87M
Loans
$79M
Equity
$12M

Profitability

Return on Assets (ROA)0.61%
Return on Equity (ROE)5.20%
Net Interest Margin4.45%
Yield on Assets5.94%
Cost of Funds1.59%

Asset Quality

NPL Ratio2.37%
Net Charge-Off Ratio0.03%
Texas Ratio14.00%
NPA Ratio1.78%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio11.81%
Tier 1 Capital11.81%
Total Capital Ratio12.40%
Leverage Ratio12.27%
Loan-to-Deposit91.00%

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