BanksBANK OF DUDLEY

BANK OF DUDLEY

DUDLEY, GAMediumEst. Nov. 1, 1905, midnightFDIC #9068RSSD #546535FDIC
Latest · 2025-12-31

BANK OF DUDLEY is an FDIC-insured commercial bank headquartered in DUDLEY, GA, established in Nov. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $502M and total deposits of $453M. Profitability stands at 1.17% ROA and 12.69% ROE, with a net interest margin of 4.81%. CET1 capital ratio: 9.33%. NPL ratio: 0.13% · Texas Ratio: 0.86%. Operates 7 domestic branches.

Assets
$502M
Deposits
$453M
Loans
$342M
Equity
$47M

Profitability

Return on Assets (ROA)1.17%
Return on Equity (ROE)12.69%
Net Interest Margin4.81%
Yield on Assets6.73%
Cost of Funds1.95%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio-0.01%
Texas Ratio0.86%
NPA Ratio0.09%
ACL / Loans1.30%

Capital & Liquidity

CET1 Ratio9.33%
Tier 1 Capital9.33%
Total Capital Ratio9.79%
Leverage Ratio9.67%
Loan-to-Deposit75.38%

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