CENTRAL BANK is an FDIC-insured commercial bank headquartered in STORM LAKE, IA, established in Jan. 1, 1879, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $1.9B. Profitability stands at 0.86% ROA and 8.44% ROE, with a net interest margin of 3.60%. CET1 capital ratio: 10.56%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.20%. Operates 23 domestic branches.
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