BanksRNB STATE BANK

RNB STATE BANK

RAWLINS, WYSmallEst. Jan. 1, 1898, midnightFDIC #2228RSSD #548052FED
Latest · 2025-12-31

RNB STATE BANK is an FDIC-insured commercial bank headquartered in RAWLINS, WY, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $287M and total deposits of $267M. Profitability stands at 0.21% ROA and 3.38% ROE, with a net interest margin of 3.96%. CET1 capital ratio: 14.53%, well above regulatory minimums. NPL ratio: 0.61% · Texas Ratio: 4.36%. Operates 5 domestic branches.

Assets
$287M
Deposits
$267M
Loans
$150M
Equity
$19M

Profitability

Return on Assets (ROA)0.21%
Return on Equity (ROE)3.38%
Net Interest Margin3.96%
Yield on Assets5.37%
Cost of Funds1.39%

Asset Quality

NPL Ratio0.61%
Net Charge-Off Ratio0.00%
Texas Ratio4.36%
NPA Ratio0.32%
ACL / Loans1.45%

Capital & Liquidity

CET1 Ratio14.53%
Tier 1 Capital14.53%
Total Capital Ratio15.78%
Leverage Ratio8.56%
Loan-to-Deposit56.03%

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