WAGGONER NATIONAL BANK OF VERNON, THE is an FDIC-insured commercial bank headquartered in VERNON, TX, established in July 3, 1899, midnight. As of 2025-12-31, the bank reported total assets of $343M and total deposits of $297M. Profitability stands at 3.24% ROA and 24.33% ROE, with a net interest margin of 3.90%. CET1 capital ratio: 12.99%, well above regulatory minimums. NPL ratio: 0.93% · Texas Ratio: 3.36%. Operates 2 domestic branches.
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