BanksAUSTIN BANK, TEXAS NATIONAL ASSOCIATION

AUSTIN BANK, TEXAS NATIONAL ASSOCIATION

JACKSONVILLE, TXLargeEst. Oct. 1, 1900, midnightFDIC #3276RSSD #548351OCC
Latest · 2025-12-31

AUSTIN BANK, TEXAS NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in JACKSONVILLE, TX, established in Oct. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.7B. Profitability stands at 2.21% ROA and 15.08% ROE, with a net interest margin of 5.28%. CET1 capital ratio: 14.49%, well above regulatory minimums. NPL ratio: 0.59% · Texas Ratio: 3.35%. Operates 38 domestic branches.

Assets
$3.2B
Deposits
$2.7B
Loans
$2.5B
Equity
$478M

Profitability

Return on Assets (ROA)2.21%
Return on Equity (ROE)15.08%
Net Interest Margin5.28%
Yield on Assets6.70%
Cost of Funds1.55%

Asset Quality

NPL Ratio0.59%
Net Charge-Off Ratio0.05%
Texas Ratio3.35%
NPA Ratio0.53%
ACL / Loans1.38%

Capital & Liquidity

CET1 Ratio14.49%
Tier 1 Capital14.49%
Total Capital Ratio15.21%
Leverage Ratio14.53%
Loan-to-Deposit93.41%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required