AUSTIN BANK, TEXAS NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in JACKSONVILLE, TX, established in Oct. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.7B. Profitability stands at 2.21% ROA and 15.08% ROE, with a net interest margin of 5.28%. CET1 capital ratio: 14.49%, well above regulatory minimums. NPL ratio: 0.59% · Texas Ratio: 3.35%. Operates 38 domestic branches.
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