BanksMAPLE CITY SAVINGS BANK, FSB

MAPLE CITY SAVINGS BANK, FSB

HORNELL, NYSmallEst. Jan. 1, 1905, midnightFDIC #28585RSSD #548472OCC
Latest · 2025-12-31

MAPLE CITY SAVINGS BANK, FSB is an FDIC-insured commercial bank headquartered in HORNELL, NY, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $122M and total deposits of $108M. Profitability stands at 0.26% ROA and 2.97% ROE, with a net interest margin of 3.28%. CET1 capital ratio: 15.62%, well above regulatory minimums. NPL ratio: 1.01% · Texas Ratio: 7.94%. Operates 3 domestic branches.

Assets
$122M
Deposits
$108M
Loans
$92M
Equity
$11M

Profitability

Return on Assets (ROA)0.26%
Return on Equity (ROE)2.97%
Net Interest Margin3.28%
Yield on Assets5.64%
Cost of Funds2.38%

Asset Quality

NPL Ratio1.01%
Net Charge-Off Ratio0.00%
Texas Ratio7.94%
NPA Ratio0.76%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio15.62%
Tier 1 Capital15.62%
Total Capital Ratio16.84%
Leverage Ratio9.01%
Loan-to-Deposit85.94%

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