COMMUNITY BANK & TRUST, WACO, TEXAS is an FDIC-insured commercial bank headquartered in WACO, TX, established in May 14, 1952, midnight. As of 2025-12-31, the bank reported total assets of $638M and total deposits of $556M. Profitability stands at 0.97% ROA and 7.73% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 24.33%, well above regulatory minimums. NPL ratio: 0.31% · Texas Ratio: 1.39%.
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