BanksOLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION

OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION

OLYMPIA, WALargeEst. Jan. 1, 1906, midnightFDIC #28599RSSD #550279FDIC
Latest · 2025-12-31

OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in OLYMPIA, WA, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $733M. Profitability stands at 0.21% ROA and 1.82% ROE, with a net interest margin of 2.59%. CET1 capital ratio: 11.38%, well above regulatory minimums. NPL ratio: 0.32% · Texas Ratio: 2.25%. Operates 8 domestic branches.

Assets
$1.0B
Deposits
$733M
Loans
$867M
Equity
$117M

Profitability

Return on Assets (ROA)0.21%
Return on Equity (ROE)1.82%
Net Interest Margin2.59%
Yield on Assets4.72%
Cost of Funds2.24%

Asset Quality

NPL Ratio0.32%
Net Charge-Off Ratio0.01%
Texas Ratio2.25%
NPA Ratio0.27%
ACL / Loans0.61%

Capital & Liquidity

CET1 Ratio11.38%
Tier 1 Capital11.38%
Total Capital Ratio11.95%
Leverage Ratio11.97%
Loan-to-Deposit118.34%

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