BanksFLEETWOOD BANK

FLEETWOOD BANK

FLEETWOOD, PASmallEst. Jan. 1, 1934, midnightFDIC #13561RSSD #551016FED
Latest · 2025-12-31

FLEETWOOD BANK is an FDIC-insured commercial bank headquartered in FLEETWOOD, PA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $402M and total deposits of $356M. Profitability stands at 0.64% ROA and 9.20% ROE, with a net interest margin of 3.50%. CET1 capital ratio: 12.88%, well above regulatory minimums. NPL ratio: 0.59% · Texas Ratio: 4.56%. Operates 7 domestic branches.

Assets
$402M
Deposits
$356M
Loans
$240M
Equity
$28M

Profitability

Return on Assets (ROA)0.64%
Return on Equity (ROE)9.20%
Net Interest Margin3.50%
Yield on Assets4.29%
Cost of Funds0.79%

Asset Quality

NPL Ratio0.59%
Net Charge-Off Ratio-0.01%
Texas Ratio4.56%
NPA Ratio0.35%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio12.88%
Tier 1 Capital12.88%
Total Capital Ratio14.12%
Leverage Ratio7.77%
Loan-to-Deposit67.56%

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