BanksTS BANK

TS BANK

TREYNOR, IASmallEst. June 1, 1923, midnightFDIC #14812RSSD #552545FDIC
Latest · 2025-12-31

TS BANK is an FDIC-insured commercial bank headquartered in TREYNOR, IA, established in June 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $437M and total deposits of $404M. Profitability stands at 0.89% ROA and 20.67% ROE, with a net interest margin of 2.47%. CET1 capital ratio: 11.52%, well above regulatory minimums. NPL ratio: 0.32% · Texas Ratio: 3.14%. Operates 9 domestic branches.

Assets
$437M
Deposits
$404M
Loans
$216M
Equity
$19M

Profitability

Return on Assets (ROA)0.89%
Return on Equity (ROE)20.67%
Net Interest Margin2.47%
Yield on Assets5.08%
Cost of Funds2.56%

Asset Quality

NPL Ratio0.32%
Net Charge-Off Ratio0.03%
Texas Ratio3.14%
NPA Ratio0.16%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio11.52%
Tier 1 Capital11.52%
Total Capital Ratio12.28%
Leverage Ratio9.29%
Loan-to-Deposit53.41%

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