SHELBY SAVINGS BANK, SSB is an FDIC-insured commercial bank headquartered in CENTER, TX, established in Jan. 1, 1979, midnight. As of 2025-12-31, the bank reported total assets of $454M and total deposits of $360M. Profitability stands at 1.48% ROA and 13.57% ROE, with a net interest margin of 4.70%. CET1 capital ratio: 14.89%, well above regulatory minimums. NPL ratio: 0.77% · Texas Ratio: 4.85%. Operates 6 domestic branches.
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