BanksLINCOLN NATIONAL BANK OF HODGENVILLE, THE

LINCOLN NATIONAL BANK OF HODGENVILLE, THE

HODGENVILLE, KYSmallEst. July 20, 1930, midnightFDIC #2750RSSD #553944OCC
Latest · 2025-12-31

LINCOLN NATIONAL BANK OF HODGENVILLE, THE is an FDIC-insured commercial bank headquartered in HODGENVILLE, KY, established in July 20, 1930, midnight. As of 2025-12-31, the bank reported total assets of $443M and total deposits of $370M. Profitability stands at 1.66% ROA and 11.83% ROE, with a net interest margin of 4.84%. CET1 capital ratio: 22.91%, well above regulatory minimums. NPL ratio: 0.42% · Texas Ratio: 2.42%. Operates 5 domestic branches.

Assets
$443M
Deposits
$370M
Loans
$352M
Equity
$63M

Profitability

Return on Assets (ROA)1.66%
Return on Equity (ROE)11.83%
Net Interest Margin4.84%
Yield on Assets6.29%
Cost of Funds1.56%

Asset Quality

NPL Ratio0.42%
Net Charge-Off Ratio0.00%
Texas Ratio2.42%
NPA Ratio0.37%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio22.91%
Tier 1 Capital22.91%
Total Capital Ratio24.17%
Leverage Ratio14.54%
Loan-to-Deposit95.12%

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