FARMERS AND MERCHANTS BANK is an FDIC-insured commercial bank headquartered in DE LEON, TX, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $245M and total deposits of $210M. Profitability stands at 1.44% ROA and 10.89% ROE, with a net interest margin of 4.71%. CET1 capital ratio: 13.28%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 7 domestic branches.
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