BanksKLEBERG BANK, N.A.

KLEBERG BANK, N.A.

KINGSVILLE, TXMediumEst. Jan. 1, 1926, midnightFDIC #3286RSSD #556459OCC
Latest · 2025-12-31

KLEBERG BANK, N.A. is an FDIC-insured commercial bank headquartered in KINGSVILLE, TX, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $735M and total deposits of $658M. Profitability stands at 1.36% ROA and 14.48% ROE, with a net interest margin of 4.25%. CET1 capital ratio: 13.13%, well above regulatory minimums. NPL ratio: 0.41% · Texas Ratio: 2.72%. Operates 4 domestic branches.

Assets
$735M
Deposits
$658M
Loans
$498M
Equity
$69M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)14.48%
Net Interest Margin4.25%
Yield on Assets5.49%
Cost of Funds1.27%

Asset Quality

NPL Ratio0.41%
Net Charge-Off Ratio0.09%
Texas Ratio2.72%
NPA Ratio0.28%
ACL / Loans1.22%

Capital & Liquidity

CET1 Ratio13.13%
Tier 1 Capital13.13%
Total Capital Ratio14.35%
Leverage Ratio9.56%
Loan-to-Deposit75.77%

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