BanksFORESIGHT BANK

FORESIGHT BANK

WINNEBAGO, ILLargeEst. Jan. 6, 1907, midnightFDIC #5749RSSD #556936FDIC
Latest · 2025-12-31

FORESIGHT BANK is an FDIC-insured commercial bank headquartered in WINNEBAGO, IL, established in Jan. 6, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.4B. Profitability stands at 0.85% ROA and 8.50% ROE, with a net interest margin of 3.78%. CET1 capital ratio: 13.48%, well above regulatory minimums. NPL ratio: 1.04% · Texas Ratio: 6.68%. Operates 12 domestic branches.

Assets
$1.7B
Deposits
$1.4B
Loans
$1.1B
Equity
$165M

Profitability

Return on Assets (ROA)0.85%
Return on Equity (ROE)8.50%
Net Interest Margin3.78%
Yield on Assets5.76%
Cost of Funds2.05%

Asset Quality

NPL Ratio1.04%
Net Charge-Off Ratio0.33%
Texas Ratio6.68%
NPA Ratio0.72%
ACL / Loans1.14%

Capital & Liquidity

CET1 Ratio13.48%
Tier 1 Capital13.48%
Total Capital Ratio14.44%
Leverage Ratio11.02%
Loan-to-Deposit79.63%

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