BanksFIRST NATIONAL BANK OF LAKE JACKSON

FIRST NATIONAL BANK OF LAKE JACKSON

LAKE JACKSON, TXSmallEst. Sept. 26, 1963, midnightFDIC #18895RSSD #560353OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF LAKE JACKSON is an FDIC-insured commercial bank headquartered in LAKE JACKSON, TX, established in Sept. 26, 1963, midnight. As of 2025-12-31, the bank reported total assets of $212M and total deposits of $204M. Profitability stands at 0.22% ROA and 6.85% ROE, with a net interest margin of 1.70%. CET1 capital ratio: 33.12%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$212M
Deposits
$204M
Loans
$51M
Equity
$7M

Profitability

Return on Assets (ROA)0.22%
Return on Equity (ROE)6.85%
Net Interest Margin1.70%
Yield on Assets3.23%
Cost of Funds1.69%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio33.12%
Tier 1 Capital33.12%
Total Capital Ratio33.88%
Leverage Ratio11.98%
Loan-to-Deposit24.80%

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