BanksGRANVILLE NATIONAL BANK, THE

GRANVILLE NATIONAL BANK, THE

GRANVILLE, ILSmallEst. Feb. 27, 1934, midnightFDIC #13983RSSD #560830OCC
Latest · 2025-12-31

GRANVILLE NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in GRANVILLE, IL, established in Feb. 27, 1934, midnight. As of 2025-12-31, the bank reported total assets of $117M and total deposits of $103M. Profitability stands at 1.16% ROA and 11.02% ROE, with a net interest margin of 3.36%. CET1 capital ratio: 10.10%, well above regulatory minimums. NPL ratio: 0.55% · Texas Ratio: 2.23%. Operates 2 domestic branches.

Assets
$117M
Deposits
$103M
Loans
$53M
Equity
$12M

Profitability

Return on Assets (ROA)1.16%
Return on Equity (ROE)11.02%
Net Interest Margin3.36%
Yield on Assets4.54%
Cost of Funds1.22%

Asset Quality

NPL Ratio0.55%
Net Charge-Off Ratio-0.01%
Texas Ratio2.23%
NPA Ratio0.25%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio10.10%
Tier 1 Capital10.10%
Total Capital Ratio10.60%
Leverage Ratio10.83%
Loan-to-Deposit51.23%

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