CITIZENS' BANK, INC. is an FDIC-insured commercial bank headquartered in ROBERTSDALE, AL, established in Sept. 8, 1981, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $140M. Profitability stands at 1.27% ROA and 14.28% ROE, with a net interest margin of 3.75%. CET1 capital ratio: 9.22%. NPL ratio: 0.30% · Texas Ratio: 1.71%. Operates 3 domestic branches.
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