BanksGLENWOOD STATE BANK

GLENWOOD STATE BANK

GLENWOOD, IASmallEst. Jan. 1, 1899, midnightFDIC #956RSSD #566243FED
Latest · 2025-12-31

GLENWOOD STATE BANK is an FDIC-insured commercial bank headquartered in GLENWOOD, IA, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $331M and total deposits of $289M. Profitability stands at 1.53% ROA and 12.94% ROE, with a net interest margin of 4.32%. CET1 capital ratio: 11.97%, well above regulatory minimums. NPL ratio: 0.67% · Texas Ratio: 2.51%. Operates 4 domestic branches.

Assets
$331M
Deposits
$289M
Loans
$156M
Equity
$40M

Profitability

Return on Assets (ROA)1.53%
Return on Equity (ROE)12.94%
Net Interest Margin4.32%
Yield on Assets5.82%
Cost of Funds1.57%

Asset Quality

NPL Ratio0.67%
Net Charge-Off Ratio0.98%
Texas Ratio2.51%
NPA Ratio0.31%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio11.97%
Tier 1 Capital11.97%
Total Capital Ratio12.57%
Leverage Ratio11.71%
Loan-to-Deposit53.93%

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