BanksBANK OF JAMESTOWN

BANK OF JAMESTOWN

JAMESTOWN, KYSmallEst. July 17, 1899, midnightFDIC #8118RSSD #567240FDIC
Latest · 2025-12-31

BANK OF JAMESTOWN is an FDIC-insured commercial bank headquartered in JAMESTOWN, KY, established in July 17, 1899, midnight. As of 2025-12-31, the bank reported total assets of $266M and total deposits of $192M. Profitability stands at 1.51% ROA and 11.90% ROE, with a net interest margin of 3.90%. CET1 capital ratio: 12.95%, well above regulatory minimums. NPL ratio: 0.04% · Texas Ratio: 0.17%. Operates 3 domestic branches.

Assets
$266M
Deposits
$192M
Loans
$162M
Equity
$34M

Profitability

Return on Assets (ROA)1.51%
Return on Equity (ROE)11.90%
Net Interest Margin3.90%
Yield on Assets5.82%
Cost of Funds2.29%

Asset Quality

NPL Ratio0.04%
Net Charge-Off Ratio0.00%
Texas Ratio0.17%
NPA Ratio0.02%
ACL / Loans1.37%

Capital & Liquidity

CET1 Ratio12.95%
Tier 1 Capital12.95%
Total Capital Ratio13.59%
Leverage Ratio13.19%
Loan-to-Deposit84.09%

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