BanksFARMERS STATE BANK & TRUST COMPANY

FARMERS STATE BANK & TRUST COMPANY

CHURCH POINT, LASmallEst. Jan. 3, 1944, midnightFDIC #16114RSSD #567736FDIC
Latest · 2025-12-31

FARMERS STATE BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in CHURCH POINT, LA, established in Jan. 3, 1944, midnight. As of 2025-12-31, the bank reported total assets of $171M and total deposits of $155M. Profitability stands at 1.89% ROA and 22.06% ROE, with a net interest margin of 4.51%. CET1 capital ratio: 8.77%. NPL ratio: 0.45% · Texas Ratio: 2.16%. Operates 5 domestic branches.

Assets
$171M
Deposits
$155M
Loans
$80M
Equity
$15M

Profitability

Return on Assets (ROA)1.89%
Return on Equity (ROE)22.06%
Net Interest Margin4.51%
Yield on Assets5.89%
Cost of Funds1.40%

Asset Quality

NPL Ratio0.45%
Net Charge-Off Ratio0.04%
Texas Ratio2.16%
NPA Ratio0.21%
ACL / Loans1.94%

Capital & Liquidity

CET1 Ratio8.77%
Tier 1 Capital8.77%
Total Capital Ratio9.21%
Leverage Ratio9.96%
Loan-to-Deposit51.69%

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