BanksPEOPLES BANK

PEOPLES BANK

MUNSTER, INLargeEst. Jan. 1, 1916, midnightFDIC #29523RSSD #568470FDIC
Latest · 2025-12-31

PEOPLES BANK is an FDIC-insured commercial bank headquartered in MUNSTER, IN, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 0.39% ROA and 4.67% ROE, with a net interest margin of 3.21%. CET1 capital ratio: 11.86%, well above regulatory minimums. NPL ratio: 0.82% · Texas Ratio: 6.28%. Operates 26 domestic branches.

Assets
$2.0B
Deposits
$1.7B
Loans
$1.5B
Equity
$173M

Profitability

Return on Assets (ROA)0.39%
Return on Equity (ROE)4.67%
Net Interest Margin3.21%
Yield on Assets5.00%
Cost of Funds1.87%

Asset Quality

NPL Ratio0.82%
Net Charge-Off Ratio0.01%
Texas Ratio6.28%
NPA Ratio0.59%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio11.86%
Tier 1 Capital11.86%
Total Capital Ratio13.09%
Leverage Ratio8.93%
Loan-to-Deposit84.02%

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