CITIZENS BANK, THE is an FDIC-insured commercial bank headquartered in GREENSBORO, AL, established in Nov. 1, 1976, midnight. As of 2025-12-31, the bank reported total assets of $131M and total deposits of $118M. Profitability stands at 0.68% ROA and 7.14% ROE, with a net interest margin of 3.15%. CET1 capital ratio: 24.56%, well above regulatory minimums. NPL ratio: 0.63% · Texas Ratio: 1.96%. Operates 1 domestic branch.
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