BanksGREAT SOUTHERN BANK

GREAT SOUTHERN BANK

REEDS SPRING, MOLargeEst. Jan. 1, 1923, midnightFDIC #29546RSSD #572374FDIC
Latest · 2025-12-31

GREAT SOUTHERN BANK is an FDIC-insured commercial bank headquartered in REEDS SPRING, MO, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $5.6B and total deposits of $4.5B. Profitability stands at 1.22% ROA and 11.11% ROE, with a net interest margin of 3.83%. CET1 capital ratio: 13.04%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 1.20%. Operates 109 domestic branches.

Assets
$5.6B
Deposits
$4.5B
Loans
$4.4B
Equity
$610M

Profitability

Return on Assets (ROA)1.22%
Return on Equity (ROE)11.11%
Net Interest Margin3.83%
Yield on Assets5.66%
Cost of Funds1.94%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.00%
Texas Ratio1.20%
NPA Ratio0.14%
ACL / Loans1.46%

Capital & Liquidity

CET1 Ratio13.04%
Tier 1 Capital13.04%
Total Capital Ratio14.29%
Leverage Ratio11.28%
Loan-to-Deposit97.44%

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