FARMERS & MERCHANTS BANK, THE is an FDIC-insured commercial bank headquartered in BERLIN, WI, established in Dec. 2, 1940, midnight. As of 2025-12-31, the bank reported total assets of $954M and total deposits of $826M. Profitability stands at 0.97% ROA and 11.89% ROE, with a net interest margin of 3.61%. CET1 capital ratio: 12.31%, well above regulatory minimums. NPL ratio: 2.74% · Texas Ratio: 22.66%. Operates 2 domestic branches.
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