PEOPLES BANK, THE is an FDIC-insured commercial bank headquartered in WILLACOOCHEE, GA, established in Sept. 24, 1948, midnight. As of 2025-12-31, the bank reported total assets of $106M and total deposits of $92M. Profitability stands at 0.53% ROA and 4.07% ROE, with a net interest margin of 3.11%. CET1 capital ratio: 12.98%, well above regulatory minimums. NPL ratio: 1.05% · Texas Ratio: 2.78%. Operates 2 domestic branches.
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