BanksFARMERS NATIONAL BANK OF LEBANON, THE

FARMERS NATIONAL BANK OF LEBANON, THE

LEBANON, KYSmallEst. April 1, 1890, midnightFDIC #2754RSSD #575348OCC
Latest · 2025-12-31

FARMERS NATIONAL BANK OF LEBANON, THE is an FDIC-insured commercial bank headquartered in LEBANON, KY, established in April 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $149M and total deposits of $131M. Profitability stands at 0.84% ROA and 8.12% ROE, with a net interest margin of 3.96%. CET1 capital ratio: 10.37%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$149M
Deposits
$131M
Loans
$104M
Equity
$15M

Profitability

Return on Assets (ROA)0.84%
Return on Equity (ROE)8.12%
Net Interest Margin3.96%
Yield on Assets5.70%
Cost of Funds1.81%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.02%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.94%

Capital & Liquidity

CET1 Ratio10.37%
Tier 1 Capital10.37%
Total Capital Ratio10.89%
Leverage Ratio11.67%
Loan-to-Deposit79.38%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required