BanksPEOPLES BANK

PEOPLES BANK

MARIETTA, OHLargeEst. May 26, 1902, midnightFDIC #6544RSSD #577128FED
Latest · 2025-12-31

PEOPLES BANK is an FDIC-insured commercial bank headquartered in MARIETTA, OH, established in May 26, 1902, midnight. As of 2025-12-31, the bank reported total assets of $9.6B and total deposits of $7.8B. Profitability stands at 1.49% ROA and 12.12% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 11.98%, well above regulatory minimums. NPL ratio: 0.55% · Texas Ratio: 2.94%. Operates 132 domestic branches.

Assets
$9.6B
Deposits
$7.8B
Loans
$6.8B
Equity
$1.2B

Profitability

Return on Assets (ROA)1.49%
Return on Equity (ROE)12.12%
Net Interest Margin4.16%
Yield on Assets5.90%
Cost of Funds1.85%

Asset Quality

NPL Ratio0.55%
Net Charge-Off Ratio0.43%
Texas Ratio2.94%
NPA Ratio0.38%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio11.98%
Tier 1 Capital11.98%
Total Capital Ratio13.03%
Leverage Ratio9.33%
Loan-to-Deposit87.22%

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