BanksSAVINGS BANK, THE

SAVINGS BANK, THE

CIRCLEVILLE, OHMediumEst. April 20, 1912, midnightFDIC #13216RSSD #578116FDIC
Latest · 2025-12-31

SAVINGS BANK, THE is an FDIC-insured commercial bank headquartered in CIRCLEVILLE, OH, established in April 20, 1912, midnight. As of 2025-12-31, the bank reported total assets of $517M and total deposits of $436M. Profitability stands at 0.86% ROA and 8.53% ROE, with a net interest margin of 3.34%. CET1 capital ratio: 15.16%, well above regulatory minimums. NPL ratio: 0.21% · Texas Ratio: 1.41%. Operates 6 domestic branches.

Assets
$517M
Deposits
$436M
Loans
$377M
Equity
$52M

Profitability

Return on Assets (ROA)0.86%
Return on Equity (ROE)8.53%
Net Interest Margin3.34%
Yield on Assets4.92%
Cost of Funds1.63%

Asset Quality

NPL Ratio0.21%
Net Charge-Off Ratio0.03%
Texas Ratio1.41%
NPA Ratio0.15%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio15.16%
Tier 1 Capital15.16%
Total Capital Ratio16.19%
Leverage Ratio9.37%
Loan-to-Deposit86.42%

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