BanksTEXAS CHAMPION BANK

TEXAS CHAMPION BANK

CORPUS CHRISTI, TXSmallEst. Aug. 12, 1912, midnightFDIC #11159RSSD #579364FDIC
Latest · 2025-12-31

TEXAS CHAMPION BANK is an FDIC-insured commercial bank headquartered in CORPUS CHRISTI, TX, established in Aug. 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $453M and total deposits of $346M. Profitability stands at 0.80% ROA and 7.55% ROE, with a net interest margin of 4.59%. CET1 capital ratio: 10.10%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 5.17%. Operates 10 domestic branches.

Assets
$453M
Deposits
$346M
Loans
$340M
Equity
$48M

Profitability

Return on Assets (ROA)0.80%
Return on Equity (ROE)7.55%
Net Interest Margin4.59%
Yield on Assets6.51%
Cost of Funds2.00%

Asset Quality

NPL Ratio0.52%
Net Charge-Off Ratio0.03%
Texas Ratio5.17%
NPA Ratio0.59%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio10.10%
Tier 1 Capital10.10%
Total Capital Ratio10.60%
Leverage Ratio10.26%
Loan-to-Deposit98.16%

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