BanksBRATTLEBORO SAVINGS & LOAN ASSOCIATION

BRATTLEBORO SAVINGS & LOAN ASSOCIATION

BRATTLEBORO, VTSmallEst. Jan. 1, 1912, midnightFDIC #28837RSSD #580874FED
Latest · 2025-12-31

BRATTLEBORO SAVINGS & LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in BRATTLEBORO, VT, established in Jan. 1, 1912, midnight. As of 2025-12-31, the bank reported total assets of $285M and total deposits of $252M. Profitability stands at 0.54% ROA and 5.28% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 16.35%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.37%. Operates 4 domestic branches.

Assets
$285M
Deposits
$252M
Loans
$215M
Equity
$29M

Profitability

Return on Assets (ROA)0.54%
Return on Equity (ROE)5.28%
Net Interest Margin4.38%
Yield on Assets5.57%
Cost of Funds1.23%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.00%
Texas Ratio0.37%
NPA Ratio0.04%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio16.35%
Tier 1 Capital16.35%
Total Capital Ratio17.60%
Leverage Ratio10.17%
Loan-to-Deposit85.36%

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